Age Based Tax Credits
A detailed policy framework developed over years is available at agebasedtaxcredits.com
How Age-Based Tax Credits Work
Instead of today’s complex web of employer-sponsored insurance, income-based ACA subsidies, and Medicaid expansion,
AGE Based Tax Credits introduces a simple and voluntary universal formula: $3,000 per year for every American from birth to age 30 Starting at age 31, the credit increases by $100 per year of age Examples:
A 35-year-old gets $3,500/year
A 45-year-old gets $4,500/year
A 64-year-old gets $6,400/year
The tax credit is available to every American—regardless of employment status or income. People use their credit to buy portable, private health insurance of their choosing. If their chosen plan costs less than the credit, the leftover money flows directly into their personal Health Savings Account (HSA)where it can grow tax-free for future medical needs. Why It Puts Power Back in Your Hands No More Middlemen Skimming Off the top. Employer plans and government subsidies don’t give you cash. They give it to insurance companies on your behalf. That money is locked up and spent, whether it’s needed or not. Under age base tax credits, you control your tax credit. You can shop for a plan that fits your needs—not one negotiated behind closed doors by HR or forced on you by a government exchange. Your Insurance Belongs to You Employer insurance is temporary—you only “rent” it while you're employed. Get too sick to work, and you could lose your coverage. age based tax credits makes insurance permanently portable. You keep your coverage if you switch jobs, move states, start a business, or retire early. Savings Stay with You. Every dollar you don’t use from your tax credit goes into your personal HSA. It’s your money, not the governments or the insurer’s. It grows tax-free and can be used for anything from routine care to future emergencies—even passed on to your children. How It Saves Trillions Over Time Makes the Employer Tax Exclusion Obsolete
